🔄 The Turning Point: Why I Chose to Become My Own Boss in the Mortgage Industry

🔄 The Turning Point: Why I Chose to Become My Own Boss in the Mortgage Industry

Let’s get one thing straight—I didn’t leave retail mortgage life because I was failing. I left because I was growing.

Growing beyond the limits. Beyond the micromanagement. Beyond the “this is just how we do things” script that corporate mortgage life hands you.

Truth is, it wasn’t one big dramatic moment that pushed me out. It was a slow burn. A series of eye-opening realizations, gut checks, and those quiet "what am I even doing?" moments that finally lit the fuse.

Here’s the real story of why I chose to leave the safety net of a big-name lender… and bet on myself.

🔍 It Started With One Loan I Couldn’t Close

I had a client—solid borrower, strong credit, simple deal.

But our overlays at the retail shop killed it.
Underwriting couldn’t get out of its own way.
I lost the deal, and worse—I lost the trust of someone who had counted on me to deliver.

The thought screaming inside my head was "This Ought Not Be This Way!"

And that stuck with me.
Because I knew some friends in the industry could’ve gotten it done.

That was the first crack.

⚠️ Then Came the Numbers

Let’s talk about money.
I started running the math. What I was generating… vs. what I was taking home.

Let’s just say this:

When you're closing $3–4 million a month and watching your comp get chopped down while someone else skims the cream off the top—you start asking hard questions.

I realized I wasn’t running a business.
I was an employee with a fancy title, working under someone else’s rules and someone else’s ceiling.

The answer was no...more than yes.

• Can I sponsor this event? No

• Can I get any better pricing? No

• Can we do a big event for realtors? No

And I didn’t come this far to stay capped.

🧭 Finally—The Values Clash

I got into this business to help people. Serve families. Build trust.

But I was constantly stuck choosing between what was best for the client and what fit into the company’s box.
And let’s be real—when a company’s priority is margin, not people, that tension gets heavy.

That’s when the switch flipped.

I knew I had two choices:

1. Keep playing safe and small inside the system.

2. Step out, go wholesale mortgage broker, and finally work for the people—not for the brand.

I chose door #2.

🚀 Becoming My Own Boss with Edge Home Finance

I partnered with Edge Home Finance and became a wholesale mortgage broker—not just by title, but in ownership, in mindset, and in mission.

✅ I now have 100+ lenders to shop from
✅ I control my process, my brand, and my income
✅ I put the client first—always
✅ And best of all? I get to build something that’s mine

It’s not just a job anymore.
It’s a business.
My business.

💬 For Every Loan Officer Feeling the Tug…

If you feel that itch—that quiet frustration you try to ignore—that voice asking if this is really what you signed up for…

Listen to it.

Because that’s where real growth starts.

🔥 Let’s Talk

You don’t have to make the leap blind.
I’ll give it to you straight: what it takes, what to watch out for, and why I’d do it all again in a heartbeat.

📩 DM me or drop “Let’s talk” in the comments.
Let’s have a real convo—broker to broker (or future broker).

Because if you’ve got the drive… the ownership you’re looking for is on the other side of “safe.”

Let’s build it. Together.